Current Account Overdraft
Instant financial support and easily accessible funds. Recommended for maintenance of liquidity.
Overdraft features
Current Account Overdraft allows access to funds that can cover the daily needs of your business, at any time.
- The minimum amount is 1.000 EUR
1
- Repayment period is 12 months
- Yearly fixed interest rate: 19%
- Fee for overdraft processing: 1% of the actual amount
In dinar equivalent at the average exchange rate of NBS on the day of submitting the application.
Representative example of current account overdraft
| Representative example of current account overdraft | |
| Amount | 500.000 RSD |
| Overdraft maturity period | 12 meseci |
| NIR annually | 19% fixed |
| Overdraft (1%)* | 5.000 RSD |
| Expenses related to loan approval, known at the moment of publishing | |
| Debtor bill of exchange | 100 RSD |
| Owner bill of exchange | 50 RSD |
| Debtor Credit Bureau report | 600 RSD for entrepreneur, 1440 for corporate |
| Owner Credit Bureau report | 246 RSD |
| Tax certification fee | 640 RSD |
| Monthly fee for current account** | 450 RSD |
| EIR annually | 22,48% |
| Total amount of overdraft (principal, interest and costs)*** | 607.036 RSD |
| EIR calculated on | 06.05.2021. |
*On the total approved overdraft amount **Included in the EIR calculation for clients who opened the account when applying for overdraft *** Total amount returned by the overdraft beneficiary at the end of the contractual period if the overdraft was used in its full amount in the course of 12 months
Do you have any additional questions?
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Loan for working capital and maintenance of liquidity
The loan for working capital and maintenance of liquidity is approved quickly and with minimal collateral instruments. Save your time and focus your attention to the important aspects of your business
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