Fixed-term savings when you know what you are saving for
Special offer of favorable interest rates
For new deposits from 1.12.2024 to
31.12.2024, for term deposits
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Fixed-term savings when you what you are saving for
Are you saving money to buy a house, to travel, for your children’s education, for a carefree pension or an unfulfilled desire, and are you determined to make it come true?
Use this excellent opportunity to get more from your savings.
The special offer with better interest rates for fixed-term savings with interest payment at the end of the term starts on December 1, 2024 and lasts until December 31, 2024, for deposits in euros, termed to 6 and 12 months.
Better interest rates are valid for:
New deposits or increase of funds that you currently have in OTP bank by at least 50%, termed to 6 and 12 months.
Representative example
| Term of depositing in months | Deposit Amount in EUR | Annual NIR | EIR | Interest Amount | Tax liability 15,00 % | Total amount to be paid |
| 6 | 10.000,00 | 3,35% | 2,84% | 164,50 | 24.68 | 10.139,82 |
| 6 | 50.000,00 | 3,35% | 2,84% | 822,50 | 123,38 | 50.699,12 |
*Interest income tax for funds deposited in foreign currency amounts to 15% at the moment of concluding the contract and is determined by the Law on Personal Income Tax. Calculation as at 26.09.2024.
| Term of depositing in months | Deposit Amount in EUR | Annual NIR | EIR | Interest Amount | Tax liability 15,00 % | Total amount to be paid |
| 12 | 10.000,00 | 2,85% | 2,42% | 284,79 | 42,72 | 10.242,07 |
| 12 | 50.000,00 | 2,85% | 2,42% | 1.423,96 | 213,59 | 51.210,37 |
*Interest income tax for funds deposited in foreign currency amounts to 15% at the moment of concluding the contract and is determined by the Law on Personal Income Tax. Calculation as at 27.09.2024.
Additional information on termed deposits with interest payment upon expiry of the term period.
- Interest payment upon expiry of fixed-term
We are here for you, to answer all your questions about saving deposits. For more advice, leave your details online, visit our branch or contact our dial our Call Center to find out everything about fixed-term savings and the saving terms that suits you best.
Additional information on fixed-term deposits with interest payment upon expiry of the fixed-term period.
In case of cancellation of the fixed-term, interest on the fixed-term period will not be paid.
The interest income tax for deposits in foreign currency amount to 15% at the time of conclusion of the contract and is defined by the Law on Value Added Tax.
In addition to this offer, we also have the special OTP Flexi savings offer in dinars and in euros, for new deposits and increase of funds that you currently have in OTP bank by at least 50%, for term deposits of between 6 and 12 months. Find out more HERE.
Deposit insurance
The bank participates in the system of obligatory insurance of deposit established in Republic of Serbia.
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