RSD refinancing loans with variable interest rate | OTP banka Srbija
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RSD refinancing loans with variable interest rate

You cannot get rid of small debts that prevent you from making further investments? We will pack them into one monthly payment and provide you with extra cash. In this way you will repay new investment just the way you want - in no time.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

0 RSD Loan
0 REPAYMENT PERIOD
0 Fee for loan processing
0 Loan processing fee amount
0 NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

AMOUNT OF CREDIT
REPAYMENT PERIOD
0 RSD Loan
0 months REPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0% NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.
Representative examples
Loan amount300.000 RSD500.000 RSD
Repayment period60 months71 months
NIR annually7,45%+ three-month BELIBOR7,45%+ three-month BELIBOR
Monthly instalment6.131 RSD8.944 RSD
Fee for loan processing (0,95%)2.850 RSD4.750 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange100 RSD100 RSD
Credit Bureau basic report246 RSD246 RSD
EIR annually9,14 %9.05 %
Total amount of loan (principal, interest and costs)370.971 RSD639.979 RSD
EIR calculated on 29.04.2021.29.04.2021.

The interest rate is variable and consists of a reference rate - three-month BELIBOR as a variable rate, and Bank’ margin as a fixed rate, in accordance with Bank’s Tariffs. The variable interest rate is adjusted on the first business day of each month in accordance with changes in the reference rate which, on the day of calculations for the sake of this representative example, i.e. on 29.04.2021, stood at 0,87% annually.

Additional information about loan

Do you have any additional questions?

Calculate your instalment on the assumption of the variable part of the interest rate change

Access the calculator of the National Bank of Serbia here

Do you have any additional questions?

If you have any questions or concerns, our experienced bankers are at your disposal.

Main features of RSD refinancing loan with variable interest rate

These conditions shall be valid upon transfer of personal income to account in our Bank. The Bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees.

  • You’ve always refused the possibility to be insured even though you know that life insurance, for you as a loan beneficiary, is an important issue in the life of your family? Arrange the insurance in a few steps and safely repay your loan. Think ahead.  For the amount you would spend on meaningless things in life, insure your life and the lives of your family members. In the event of unforeseen life circumstances, the insurance company will repay your outstanding loan balance.The insurance premium is paid by the insured (loan beneficiary) and it affects the amount of loan costs.

  • This insurance is intended for the bank customers who are users of loan products and want to be insured in the event of inability to settle the due liabilities under the loan agreement in the event of a loss of business. The insurance premium is paid by the insured (loan beneficiary) and it affects the amount of loan costs.

Close

Refinance your credit obligations with another bank quickly and easily – without going to that bank. The National Bank of Serbia’s instructions enable you to simply switch the bank and refinance all your credit obligations by taking a loan from the bank whose conditions best suit your needs. We take over all communication with the bank whose loan you want to refinance, until the loan has been closed.

List of required documents
List of required documents
Certificate of employment and income

Please submit the application via our online contact form, and we will contact you

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