RSD refinancing loans with variable interest rate

Use the offer of 0% loan disbursement fee until 31 december 2024.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

0 RSD Loan

0 REPAYMENT PERIOD

0 Fee for loan processing

0 Loan processing fee amount

0 NIR

0 RSD MONTHLY INSTALMENT*

* the calculator is indicative only.

Izračunajte mesečnu ratu za traženi iznos kredita i željeni period otplate.

Upiši iznos kredita

Unesi period otplate

0 RSD Loan

0 months REPAYMENT PERIOD

0 ADM COST

0 ADM COST AMOUNT

0% NIR

0 RSD MONTHLY INSTALMENT*

* the calculator is indicative only.

Loan amount	600.000 RSD	1.600.000 RSD
Repayment period	71 months	71 months
NIR annually	9,05% + three-month BELIBOR	8,25% + three-month BELIBOR
Monthly instalment	12.713 RSD	33.222 RSD
Fee for loan processing (0%)	0 RSD	0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange	100 RSD	100 RSD
Credit Bureau basic report	246 RSD	246 RSD
EIR annually	15,80 %	14,89 %
Total amount of loan (principal, interest and costs)	902.935 RSD	2.359.100 RSD
EIR calculated on	18.04.2024.	18.04.2024.

The interest rate is variable and consists of a reference rate - three-month BELIBOR as a variable rate, and Bank’s margin as a fixed rate, in accordance with Bank’s Tariffs. The variable interest rate is adjusted on quarterly level, according to changes of reverence interest rate. On the day of calculation of representative example 18.04.2024, 3M Belibor is 5,69%.

Additional information about loan

Do you have any additional questions?

Access the calculator of the National Bank of Serbia here

Do you have any additional questions?

If you have any questions or concerns, our experienced bankers are at your disposal.

Main features of RSD refinancing loan with variable interest rate

Refinancing of cash, consumer, refinancing and car loans, credit cards and overdrafts
Possibility of getting extra cash
No deposit
Without currency clause
Loan amount from 50.000 RSD to 4.000.000 RSD
Repayment period from 13 to 71 months
Loan processing fee: 0% of the loan amount
Variable nominal interest rate 9,45% + 3M BELIBOR for the loan amount 500.000 RSD months
Variable nominal interest rate 9,05% + 3M BELIBOR for the loan amount from 500.000,01 to 1.200.000 RSD
Variable nominal interest rate 8,25% + 3M BELIBOR for the loan amount from 1.200.000,01 do 2.200.000 RSD
Variable nominal interest rate 7,55% + 3M BELIBOR for the loan amount from 2.200.000,01 RSD
Life insurance for a loan beneficiary
1
Insurance for loss of employment
2

These conditions shall be valid upon transfer of personal income to account in our Bank. The Bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees.

You’ve always refused the possibility to be insured even though you know that life insurance, for you as a loan beneficiary, is an important issue in the life of your family? Arrange the insurance in a few steps and safely repay your loan. Think ahead. For the amount you would spend on meaningless things in life, insure your life and the lives of your family members. In the event of unforeseen life circumstances, the insurance company will repay your outstanding loan balance.The insurance premium is paid by the insured (loan beneficiary) and it affects the amount of loan costs.
This insurance is intended for the bank customers who are users of loan products and want to be insured in the event of inability to settle the due liabilities under the loan agreement in the event of a loss of business. The insurance premium is paid by the insured (loan beneficiary) and it affects the amount of loan costs.

Refinance your credit obligations with another bank quickly and easily – without going to that bank. The National Bank of Serbia’s instructions enable you to simply switch the bank and refinance all your credit obligations by taking a loan from the bank whose conditions best suit your needs. We take over all communication with the bank whose loan you want to refinance, until the loan has been closed.

List of required documents
Certificate of employment and income

Please submit the application via our online contact form, and we will contact you

Masterata – instalments

With Masterata credit card you can buy regardless of your current account balance, whether you are in Serbia, abroad or you are making a purchase via the Internet. The possibility of repayment in equal monthly instalments without interest is the main advantage of our Masterata.

Find out more