mCash
Envision it offline, make it happen online!
Take a cash loan using the m-bank application and perform the complete procedure with your mobile phone, from any location that suits you, at any time.
Envision it offline, make it happen online!
Use your smartphone wisely and realize your ideas with an RSD online cash loan with a fixed interest rate. Enjoy the simple and fast process of taking a loan in the m-bank application.
How to withdraw online cash credit using only your mobile phone?
- Log in to m-bank application and select the “mCash” option.
- Enter the loan amount, select the repayment period and fill in all mandatory fields in order to make the calculation and define the parameters most suitable for you.
- Download the draft documents required for loan approval, then confirm that you consent to the Bank obtaining a report from the Credit Bureau. Click “continue” to send the request and wait for a few minutes for the request to be processed.1
- If you agree, proceed further, and upload the required documents (ID card, employment certificate, etc.), thus completing your loan application. You now only have to wait for the final approval, and you can follow the status in the Request Overview.2
- After the request is finally approved, download all the final documents and agree to enter your PIN electronically, and the money will be in your account very soon.
You can check the status by clicking on the “Refresh” button or by selecting the “Request overview” option from the m-bank application menu.
Before you start this step, you can also go back and change the loan amount or maturity if you wish.
Calculate the monthly installment for the loan amount requested and the desired repayment period.
Izračunajte mesečnu ratu za traženi iznos kredita i željeni period otplate.
mCash loan features:
Main features of online short-term cash loans
- Applying through m-bank application
- Loan amount from RSD 50.000 to RSD 600.000
- Repayment period from 13 to 24 months
- Fixed nominal interest rate 12,05% for the loan amount to 600.000 RSD
- Repayment period from 25 to 71 months
- Fixed nominal interest rate 12,25% for the loan amount to 300.000 RSD
- Fixed nominal interest rate 12,15% for the loan amount from 300.000,01 to 600.000 RSD
- Annual EIR from 12,87%
The stated conditions are valid with salary transfer to the account held with our Bank. The bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees. You can apply after receiving salary to the account held with our Bank.
Representative examples
| Loan amount | 150.000 RSD |
| Repayment period | 13 months |
| NIR annually | 12,05% |
| Monthly instalment | 12.365 RSD |
| Fee for loan processing (0%) | 0 RSD |
| Costs associated with loan approval, known at the time of publishing | |
| Credit Bureau basic report | 246 RSD |
| EIR annually | 13,06 % |
| Total amount of loan (principal, interest and costs) | 160.990 RSD |
| EIR calculated on | 18.12.2024. |
| Loan amount | 600.000 RSD | |
| Repayment period | 60 months | |
| NIR annually | 12,15% | |
| Monthly instalment | 13.391 RSD | |
| Fee for loan processing (0%) | 0 RSD | |
| Costs associated with loan approval, known at the time of publishing | ||
| Credit Bureau basic report | 246 RSD | |
| EIR annually | 12,87 % | |
| Total amount of loan (principal, interest and costs) | 803.727 RSD | |
| EIR calculated on | 18.12.2024. | |
Do you have any additional questions?
If you have any questions or concerns, feel free to contact us.
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