Purchase in Installments without interest

• Users of credit cards Mastercard Gold, Visa olimpijska, Visa moja have the option of repayment in instalments without interest and fees for all transactions in an amount equal to or greater than 2,000 RSD on POS terminals of the merchants that have contracted this type of cooperation with the Bank
• The credit card users are completely free form interest and additional charges
• When making transactions at the POS terminals, the card user shall opt to divide the transaction into instalments, while the maximum number of instalments is determined by the merchant
• The first instalment is due in the following accounting period. The approved credit limit per card is reduced by the amount of the transaction divided into instalments, while repayment of the monthly instalments increases the available credit card funds

• All merchants who have a POS terminal of OTP bank are eligible to contract the service and offer customers (users of credit cards of OTP bank) to split transactions into instalments
• When contracting the service, the maximum number of instalments that the merchant will offer is determined, as well as the payment method of the merchant based on transactions divided into instalments
• For more information please visit the nearest branch of OTP bank or call the Contact Centre

All points of sale where the transactions can be divided into instalments on POS terminal are specifically branded.