Investment loan up to 5 years

Choose the frequency of repayment
Up to one year grace period
So that your household may grow!

With favourable interest rate and many benefits such as the possibility to choose the dynamics of interest rate and principal repayment, a grace period of up to one year, do not postpone your plans any longer – may your household grow at the dynamics you want.

Buying of a new or used agricultural machinery (tractor, harvester, picking harvester,…)
Buying of cattle (heifers, calves, pigs, sheep,…)
Construction of a hothouse and a greenhouse
Construction of an irrigation system
Development of the organic fruit and vegetable production
Reconstruction and construction of buildings (silo, stables, quarantine buildings for imported cattle, cold store, and the like)
Buying of farming land, etc.

Repayment period up to five years
Maximal loan amount EUR 1.000.000*
Grace period up to one year
Choice of the principal repayment: monthly, on a three-month or six-month basis
Repayment of interest: monthly or on a three-month basis
Loan approval is possible in RSD without a currency clause, as well as in RSD indexed in EUR. For loans in RSD indexed in euros, the loan is disbursed and repaid in dinars at the middle exchange rate of the NBS
Minimum participation 20% of the investment value
open account in OTP bank

Bills of exchange
Depending on the amount of the placement, repayment period, rating of individual client, the following is excepted as additional collateral:
Creditworthy guarantor
1st rank mortgage on real estate
Pledge on movable property
Other collateral