General terms and conditions

We invite you to learn about the general business terms and conditions of OTP Bank which apply to relations between you as a user of financial, payment and other services and the Bank, whether you are an entrepreneur, natural person or legal entity.

Have a look at General terms and conditions of OTP Bank

GENERAL OPERATING TERMS_application date 15.07.2023

General terms and conditions for payment services for LE and ENTR_ application date 30.10.2021
General terms and conditions for payment services for PI_ application date 15.07.2023

Special terms of use of direct channels for PI_application date 01.05.2022.
Special terms and conditions of use of direct channels for LE and ENTR_ application date 05.08.2021
Special terms of use of direct channels for PI_application date 15.07.2023.

General terms and conditions for issuance and use of credit cards for LE and ENTR_ application date 05.08.2021
General terms and conditions for issuance and use of credit cards for PI_application date 15.07.2023

General terms and conditions for single payment transactions_ application date 30.04.2021

General terms and conditions for acceptance of payment instruments at merchant points of sale_ application date 30.04.2021

List of representative services linked to a payment account for consumers
List of representative services linked to a payment account for entrepreneurs and legal persons

Map of branch locations

Find a branch

Online branch

A team of professional online bankers is at your disposal every working day from 8 am to 6 pm and on Saturday from 9 am to 1 pm.

Find out more