For the carefree years ahead

Voluntary pension fund

In the years and decades to come, provide yourself with the quality and style of living you have been accustomed to since your working life. If you are already thinking about where you can invest the money you’ve earned, it’s an ideal time for you to start contributing to your voluntary pension fund. Contributions to pension funds are more flexible than time-deposit savings, and with this investment you will be able to provide yourself with an additional source of income in the years ahead.”

Without burdening yourself today, improve tomorrow’s quality of life

During the time when you are professionally active and when your career is advancing, give yourself the additional financial security by investing in a voluntary pension fund. Owing to a long-term partnership with DDOR-Garant, licensed agents for the sale of private pensions are at your disposal for private pension arrangements.

There are numerous benefits to investing in a voluntary pension fund, which is a form of long-term savings:

They are completely transparent, regulated, and operate under the control of the National Bank of Serbia
They provide additional income, increased by the return on investment
Diversification and the fund’s conservative investment policy minimizes investment risk
The assets of the fund members are completely separate from the assets and operations of the company that manages the fund, which means that the invested money and the realized income cannot be the subject of enforced collection or mortgage
The invested money and income may not be included in the liquidation value or insolvency estate of a company, custodian bank or other persons, nor used to settle the obligations of a member of the fund and other persons towards third parties

The fund adapts to you and follows the rhythm of your needs and capacities

Voluntary pension funds do not burden you in everyday life, but improve the quality of your future life:

You contribute to the fund as much as it is convenient for you and when it is convenient for you
Your invested funds increase over time for the realized income (for the realized profit)
You can also use the funds from the fund even before retirement, starting from the age of 58
The funds are constantly accumulating, even when the payments stop, as well as during the payment period
You can check your account balance and the realized return online, at any time, 24/7
You can withdraw up to 30% of money on a one-time basis, and the rest in instalments in the course of at least two years
All you need to open an account is a valid identification document
There are no costs when opening and maintaining your individual account

Voluntary Pension Fund Management Company DDOR-GARANT A.D. BEOGRAD very successfully manages two funds: DDOR-GARANT EKVILIBRIO and DDOR-GARANT ŠTEDNJA. Both funds are conservative funds whose priority is safety of investment, compared to investment profitability, and with a prudent investment policy, both funds achieve stable returns on invested money.

The operations of DDOR-Garant are transparent and strictly regulated by law, and the conservative investment policy of the fund provides greater safety of assets while achieving returns in accordance with the assumed risk.

Additional information

Provide yourself with extra income for carefree and peaceful days ahead. Call us or apply immediately for a private pension and complete the entire process online, without having to come to a branch.

0800 300 008