Flexi Savings

Special Offer of More Favourable Interest Rates
for New Deposits from 1.12.2024 to 31.12.2024.

Flexi Savings - Invest money whenever you can, withdraw money whenever you like!

Use this excellent opportunity to gain more for your savings.

The special offer with more favourable interest rates for Flexi Savings is valid from 1.12.2024 to 31.12.2024, for EUR and RSD deposits, with a 6 and 12-month term.

More favourable interest rates are valid for:

New deposits
Increasing funds you currently have at OTP banka by at least 50%

Flexi Savings offers you flexibility in managing your money:

Minimal amount for depositing under term is EUR 500 or RSD 60,000.00
Add on to your term deposit account unlimited number of times in the amount you choose
Withdraw fund from the term deposit account (up to 15% of initially deposited sum and up to 15% of each possible deposit)
Choose the currency in which you want to save – RSD or EUR

Flexi savings has been designed to fully meet your needs and offers you flexibility in disposing of your money.

Representative example of a special offer

Term of depositing in months	Deposit Amount in EUR	Annual NIR	EIR	Interest Amount	Tax liability 15,00 %	Total amount to be paid
6	20,000.00	2,25%	1,91%	221.53	33.23	20,188.30
12	20,000.00	2,00%	1,70%	399.66	59.95	20,339.71

**Interest income tax for funds deposited in foreign currency amounts to 15% at the moment of concluding the contract and is determined by the Law on Personal Income Tax. Calculation as at 12.09.2024.

Term of depositing in months	Deposit Amount in RSD	Annual NIR	EIR	Interest Amount	Tax liability 15,00 %	Total amount to be paid
6	2.000.000,00	4,00%	4,00%	39.212,63		2.039,212,63
12	2.000.000,00	3,50%	3,50%	69.940,83		2.069.940,83